Episode 20 ⋅ 14th September 2021

How Do I Figure Out If I'm In The Right KiwiSaver Fund?

Ensuring you're in the right KiwiSaver fund that matches your risk profile and goals could be the difference between a financial secure retirement and not. So how do you decide which one is best for you? Find out in our podcast.


If you're not thinking about retirement now, then it's time to start. Whether you're in your 20s, 30s, 40s or beyond, working towards building up a financial cushion NOW that you can retire with LATER is incredibly important. Why? Because building wealth doesn't happen overnight and nobody wants to be in the position where they're a few years out from retirement panicking about whether they can afford to retire or not. 

KiwiSaver plays into this (after all, it's purpose is to help us retire post-buying a house), so it's a good idea to ensure you're in the right fund for your risk appetite and goals. 

What's in the episode?

In this episode, Cat and Christine dive into the how-to of picking which KiwiSaver fund is best for you.

Specifically, they cover:

  • How NZ is faring when it comes to preparedness for retirement (spoiler: not great)
  • How our lotus of control affects our preparedness for retirement and overall financial wellbeing
  • 5 practical tips as to how you can figure out which if you’re in the right KiwiSaver fund
  • Why assessing a KiwiSaver provider based solely on fees is not an accurate reflection of the value they may provide
  • Why being with the same KiwiSaver provider as your significant other doesn’t result in higher risk or less diversification
…And there's lots more goodness in there, so get listening now. 

Great resources mentioned on the podcast are: 

  1. Sorted Smart Investor Comparison Tool
  2. The difference between Active vs Passive Investing

Featuring on today's podcast are your hosts, Cat and Christine.

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