All information found here at Itsnosecret.co.nz and on the Podcast, including any ideas, opinions, views, commentaries and suggestions expressed or implied are for informational and entertainment purposes only and should not be construed as personal advice. It’s No Secret and its Hosts are not financial advisers.

You should consider seeking independent legal, financial, taxation or other advice to check how the website information relates to your unique circumstances.


No warranty or liability

We make every effort to ensure that, at the time of publishing, our information is accurate and reliable. However, It’s No Secret does not make any promises, representations, or warranties as to:

  • the accuracy of the content of this website; or
  • when or how you’ll be able to access our materials or services.

We’re not liable for:

  • loss or damage suffered by you through your use of our website, or your inability to access our website;
  • errors or omissions in the content of our website;
  • loss, fees, or costs you incur or suffer when using our materials or services;
  • malicious code, viruses, blocked access, or if our website doesn’t work.

We cannot guarantee that our website will always be accessible or free of errors.

If you have any questions, feedback or complaints, please contact us at hello@itsnosecret.co.nz


Terms and Conditions: 2 Year Anniversary Giveaway 

Dates running 08/03/2023 to 24/03/2023 

  1. The promoter is: It’s No Secret Podcast, operated and owned by Kernel Wealth Limited (Kernel), a company incorporated in New Zealand. Our company number is 7050334 and our registered office is at Level 4, Canterbury Arcade, 166 Queen Street, Auckland Central, Auckland.


  2. The competition is open to residents of New Zealand aged 18 years or over except employees of Kernel Wealth Ltd and their close relatives and anyone otherwise connected with the organisation or judging of the competition.

  3. There is no entry fee and no purchase necessary to enter this competition.

  4. By entering this competition, an entrant is indicating his/her agreement to be bound by these terms and conditions.

  5. Route to entry for the competition and details of how to enter can also be seen via It’s No Secret’s Instagram page:  https://www.instagram.com/itsnosecretnz/ 

  6. Multiple entries will be accepted from one person.

  7. No responsibility can be accepted for entries not received for whatever reason.

  8. The prizes are as follows:
    1. 1 x $50 New World voucher 
    2. 1 x Repco jumper leads 
    3. 1 x $50 Bunnings voucher 
    4. 1 x Saben Cross body Bag 
    5. 1 x $100 Kernel account top up 
    6. 1 x Kernel branded Bblunt umbrella + an exclusive Kernel merch goodie bag
    7. 1 x Annual PocketSmith Super Subscription valued at $170 + 1x PocketSmith tote bag
    8. 1 x Emma Lewisham Skincare Pack
    9. 1 x Your Money, Your Future Book by Frances Cook
    10. 1 x East West Yoga 10 class pass voucher (Auckland Based Yoga Studio) worth $200
    11. 1x Pink Moet Champagne bottle
    12. 4x Champagne Glasses 
    13. 1 x Everything Travel Voucher valued at $100
    14. 1 x $500 contribution towards a financial plan with Lighthouse Financial

  9. The rules of the competition and how to enter are as follows:
    1. The mechanism to entry is to be made via It’s No Secret’s Instagram page.
    2. To enter, the entrant must tag someone in the comments via https://www.instagram.com/p/Cpgw27GraR3/?utm_source=ig_web_copy_link saying who they would love to share the prize pack with and must also be following @itsnosecretnz on Instagram to enter. 

  10. The promoter reserves the right to cancel or amend the competition and these terms and conditions without notice in the event of a catastrophe, war, civil or military disturbance, act of God or any actual or anticipated breach of any applicable law or regulation or any other event outside of the promoter’s control. Any changes to the competition will be notified to entrants as soon as possible by the promoter.  

  11. The promoter is not responsible for inaccurate prize details supplied to any entrant by any third party connected with this competition.  

  12. The prize is as stated and no cash or other alternatives will be offered. The prize is not transferable. To claim prize 5, the winner is required to have an active Kernel account and the respective prize is not able to be withdrawn from this account for a minimum of 6 months.   

  13. The winner/s will be picked at random from all complete and correct entries via the Instagram posts.   

  14. Kernel’s decision as to those able to take part and selection of winners is final. No correspondence relating to the competition will be entered into.  

  15. The winner/s will be notified by direct message on Instagram within 48 hours of the closing date. If the winner/s cannot be contacted or does not claim the prize within 7 days of notification, we reserve the right to withdraw the prize from the winner/s and pick a replacement winner/s.  

  16. The promoter will notify the winner/s when the prize payment/s have been made.   

  17. The promoter’s decision in respect of all matters to do with the competition will be final and no correspondence will be entered into.  

  18. By entering this competition, an entrant is indicating his/her agreement to be bound by these terms and conditions.  

  19. The competition and these terms and conditions will be governed by New Zealand law and any disputes will be subject to the exclusive jurisdiction of the courts of New Zealand.  

  20. The winner/s agree to the use of his/her Instagram handle in any publicity material. Any personal data relating to the winner/s or any other entrants will be used solely in accordance with current New Zealand data protection legislation and will not be disclosed to a third party without the entrant’s prior consent.  

  21. The winner/s’ name will be available after 28 days of the closing date by emailing the following address: hello@itsnosecret.co.nz   

  22. Entry into the competition will be deemed as acceptance of these terms and conditions.  

  23. This promotion is in no way sponsored, endorsed or administered by, or associated with Facebook, Instagram, YouTube or LinkedIn. You are providing your information to It’s No Secret and Kernel Wealth Ltd and not to any other party. 

Get on the list for exclusives

We respect your privacy.

© It's No Secret. All Rights Reserved 2021