Overview: 

2021 has been a wild and wonderful year, with record-low interest rates, a booming property market and for our fellow Aucklanders, 150 days of lockdown…

Naturally, these things may have influenced our ability to make progress on our finances throughout the year – perhaps positively and not-so-positively – so we thought we'd take a look at how we're tracking, so you can too. 

What's in the episode?

In this episode, Cat and Christine take a look back at 2021; how we went financially, whether our personal net worth values have changed and by how much, and why. 

Specifically, we cover:

• Our 2021 financial goals; How we went and are feeling about them rounding out the year 
• Any challenges we came up against moving towards them – both positive and not-so positive 
• How various events throughout 2021 (hello lockdown and low-interest rates) have impacted our ability to meet our goals 
• Any and all adjustments we have made throughout the year to move us closer to #financialfreedom
• What to do with new inflows of cash as we meet new financial goals and fee up cash
• Scenario planning for your finances in 2022 – i.e. growing your family, getting a pay rise, working a yearly holiday into your budget etc.
• Whether we include physical assets in your net worth and therefore financial review/check in
• An exciting announcement from Cat!

1. The It's No Secret Net Worth Spreadsheet